Your Mortgage Made Easy
Get your easy, hassle-free, digital mortgage here.
Welcome to Heidelberg Capital of Florida
The home of ridiculously low mortgage rates. Four words describe our services:
Knowledgeable, Affordable, Quick, Trustworthy
Our fully-licensed Florida mortgage consultants specialize in finding our clients ridiculously low-interest rate mortgages. We offer some of the lowest closing cost loans in the industry. No closing cost loans are available, but they are rarely the best option for borrowers unless they plan to be in the loan for a few years or less.
The combination of our carefully curated portfolio of lender partners, combined with our industry-leading low-cost business model, makes Heidelberg Capital one of Florida's leading providers of low-interest rate, low fee mortgages.
Heidelberg Capital leads the Florida market in low mortgage rates.
Our borrowers typically pay no broker fees. Our internet-based business model offers Florida borrowers convenient mortgage services that are quick, professional, and affordable.
Our white-glove customer service experience is unparalleled, and our customers throughout Florida value our expert advice and mortgage rates that are often 0.25% to 0.50% lower than the competition. You do not need to sacrifice expert service for low rates – with Heidelberg Capital, you can have them both!
Heidelberg Capital is committed to helping Florida mortgage borrowers find the right affordable mortgage product. We understand that every Florida borrower is different, and we offer a variety of products to meet your individual requirements.
Our application process is simple and straightforward with minimum documentation requirements to save you time and money. Additionally, our expert advice is free so you can use it to make sound financial choices. Call us at 1-813-926-2240 or e-mail loans@heidelbergcapital.com today for a consultation.
What Our Customers Are Saying
James T
"I highly recommend working with Bill Kerrigan. I work at a very large bank that does mortgages and my experience with him was second to none. Bill helped make the process a more enjoyable experience. Rates and fees were better than my company with the employee discount. You won’t be disappointed! Up front, courteous, professional, knowledgeable | Give them a call!"
Timothy M.
"I worked with Bill Kerrigan and he was awesome to work with. I've done several loans with him. Each time, he was the consummate professional and worked hard to make everything as easy as possible. I can't speak highly enough of him. He got me a great rate, kept me informed my options, and updated me throughout the proecess."