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Recent Articles

Lower Rates? Don’t Relax Just Yet
Aug
20
2025
Lower Rates? Don’t Relax Just Yet
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage rates began the week at some of the...
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Mortgage Rates at 10-Month Lows! Big Opportunity!
Aug
14
2025
Mortgage Rates at 10-Month Lows! Big Opportunity!
As we look back at the first two weeks of August and into mid-Q3, here’s what we know: mortgage rates are holding steady near their lowest levels since October 2024. That’s a big deal if you’ve been thinking about buying a home, refinancing, or just trying to time the...
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Rates Just Hit a 10-Month Low!
Aug
05
2025
Rates Just Hit a 10-Month Low!
If you're thinking about buying a home or refinancing, here's some good news: mortgage rates just fell to their lowest point since October 2024. That’s right—rates are down, and it’s because of a big move in the bond market driven by a key economic report. So, what...
Read More...
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Jul
30
2025
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
As we move into the second half of 2025, many homebuyers are wondering… what exactly is going on with the housing market? Some headlines say the market is heating up. Others claim it’s slowing down. Both seem true—and here’s why. Two Housing Markets Are...
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Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
Jul
23
2025
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
As we review housing market activity over the past six months and into the early weeks of Q3, signs point to ongoing challenges: limited housing supply, reluctant sellers, and high mortgage rates continue to slow momentum. Now, a new proposal is generating conversation across the...
Read More...
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About Us

We've been helping clients get ridiculously low mortgage rates thoughout Florida since 2006.  We love what we do.  Let us help you beat the system.

Company NMLS:
www.nmlsconsumeraccess.org

Contact Us

17513 Canal Shores Dr
Odessa, FL 33556
Phone: 813-926-2240
loans@heidelbergcapital.com

I
f you have a disability and are having trouble using our website, please call us at 813-926-2240 for personalized assistance

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Heidelberg Capital Corp strives to ensure that its services are accessible to people with disabilities. Heidelberg Capital Corp has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

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Heidelberg Capital Corp makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows heidelbergcapital.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

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The Heidelberg Capital Corp accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Heidelberg Capital Corp continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Heidelberg Capital Corp website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

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If you are experiencing difficulty with any content on Heidelberg Capital Corp website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

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Heidelberg Capital Corp Accessibility Statement

General

Heidelberg Capital Corp strives to ensure that its services are accessible to people with disabilities. Heidelberg Capital Corp has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Heidelberg Capital Corp website

Heidelberg Capital Corp makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows heidelbergcapital.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

Heidelberg Capital Corp accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Heidelberg Capital Corp continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Heidelberg Capital Corp website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on Heidelberg Capital Corp website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: jim@heidelbergcapital.com