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Recent Articles

Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
Dec
30
2025
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
If the mortgage market felt unusually quiet over the holiday stretch, that’s because it was. The final weeks of December are known for “holiday trading,” which is when fewer people are actively buying and selling in the bond market. Since mortgage rates are driven by...
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Inflation Cools in November — What It Means for Mortgage Rates
Dec
18
2025
Inflation Cools in November — What It Means for Mortgage Rates
New inflation data shows that price growth cooled in November after reaching its highest level of the year in September. That’s encouraging news for consumers, but it doesn’t mean mortgage rates are about to drop quickly. According to the Consumer Price Index (CPI),...
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Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Dec
10
2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
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This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Dec
06
2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
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Stronger Data Last Week Caused a Slight Rate Bump
Dec
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
Read More...
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About Us

We've been helping clients get ridiculously low mortgage rates thoughout Florida since 2006.  We love what we do.  Let us help you beat the system.

Company NMLS:
www.nmlsconsumeraccess.org

Contact Us

17513 Canal Shores Dr
Odessa, FL 33556
Phone: 813-926-2240
loans@heidelbergcapital.com

I
f you have a disability and are having trouble using our website, please call us at 813-926-2240 for personalized assistance

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Heidelberg Capital Corp continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Heidelberg Capital Corp website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

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Heidelberg Capital Corp Accessibility Statement

General

Heidelberg Capital Corp strives to ensure that its services are accessible to people with disabilities. Heidelberg Capital Corp has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Heidelberg Capital Corp website

Heidelberg Capital Corp makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows heidelbergcapital.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

Heidelberg Capital Corp accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Heidelberg Capital Corp continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Heidelberg Capital Corp website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on Heidelberg Capital Corp website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: jim@heidelbergcapital.com