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Recent Articles

Game-Changer: Credit Scores Just Got Rewritten
Jul
16
2025
Game-Changer: Credit Scores Just Got Rewritten
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could affect how lenders evaluate...
Read More...
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Jul
08
2025
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Life doesn’t always follow a neat timeline. If you’re going through a divorce, you might be eager to start fresh in a new place. But buying a house before your divorce is finalized can come with serious complications—both financial and legal. Before you make any...
Read More...
Why Homeownership Is Still Worth It—Even Beyond the Finances
Jun
25
2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been just about the money. In fact,...
Read More...
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Jun
20
2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
Read More...
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
Jun
13
2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
There’s big news in the real estate world—and it’s great news for homebuyers. The National Association of Realtors (NAR) has officially repealed the controversial no-commingling rule, a policy that had long made the online home search experience more...
Read More...
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About Us

We've been helping clients get ridiculously low mortgage rates thoughout Florida since 2006.  We love what we do.  Let us help you beat the system.

Company NMLS:
www.nmlsconsumeraccess.org

Contact Us

17513 Canal Shores Dr
Odessa, FL 33556
Phone: 813-926-2240
loans@heidelbergcapital.com

I
f you have a disability and are having trouble using our website, please call us at 813-926-2240 for personalized assistance

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Heidelberg Capital Corp Accessibility Statement

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Heidelberg Capital Corp strives to ensure that its services are accessible to people with disabilities. Heidelberg Capital Corp has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Heidelberg Capital Corp website

Heidelberg Capital Corp makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows heidelbergcapital.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

The Heidelberg Capital Corp accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Heidelberg Capital Corp continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Heidelberg Capital Corp website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

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If you are experiencing difficulty with any content on Heidelberg Capital Corp website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: loans@heidelbergcapital.com

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Heidelberg Capital Corp Accessibility Statement

General

Heidelberg Capital Corp strives to ensure that its services are accessible to people with disabilities. Heidelberg Capital Corp has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Heidelberg Capital Corp website

Heidelberg Capital Corp makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows heidelbergcapital.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

Heidelberg Capital Corp accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Heidelberg Capital Corp continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Heidelberg Capital Corp website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on Heidelberg Capital Corp website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: jim@heidelbergcapital.com